WaMu — WooHoo! er, D’oh!

From the messages-you-wish-you could-unsend department: this cheerful email arrived in my mailbox shortly after I read about WaMu’s seizure by federal regulators. WaMu CEO Alan Fishman is getting an extended holiday.

Note the “amazing rate” of 4 percent. WaMu has been chasing depositors with well-above-market interest rates. The national average is 2.42%. Chase, which will be taking over WaMu, pays a relatively stingy 0.20%. (And that requires a $1,500 balance; WaMu didn’t require any.)